Lido EarnETH
Lido Finance

Lido EarnETH

Lido EarnETH is a managed DeFi strategy vault on Ethereum built on Mellow Protocol infrastructure, accepting ETH, WETH, stETH, and wstETH deposits. Yield is generated by allocating across multiple DeFi protocols including Aave, Morpho, Uniswap, Pendle, and Gearbox. The vault is curated jointly by Mellow and Lido with a 5-of-8 multisig governance structure.

AUM
$258.81m+5.1%
APY
0.21%-89.23%
CCC-Rated Protocol
Updated Apr 30, 2026

Risk Rating

CCC-
AAAAAABBBBBBCCCCCCD

This rating is based solely on publicly available information. The range from CCC- to BB+ reflects the gap between the current assessment and the potential rating achievable if all identified improvement areas are addressed.

SCSKMPMLCPMICEPCEGFRTLCDT
SCS: Smart Contract Security
KMP: Key Management Permissions
M: Market
L: Liquidity
C: Collateral
PM: Protocol Mechanics
ICE: Infra Counterparty Exposures
PCE: Protocol Counterparty Exposures
G: Governance
FR: Financial Resilience
TLC: Team Legal Compliance
DT: Documentation Transparency
Potential Score

Provider risk assessed across Business, Operations, Reliability, and Security.

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Contract Addresses

VaultContract
0x6a37...249e
Oracle
0xAda1...0358
Timelock
0x363B...2189
FeeManager
0xed4F...88E1
Subvault_0
0xC590...febF
Subvault_1
0x7F51...8FE5
RiskManager
0xa2a4...557e
ShareManager
0xBBFC...a0A4
OracleSubmitter
0xFbD8...076e
RedeemQueue_wstETH
0x095b...B7b4

Key Strengths

  • Mellow Core Vault architecture audited by multiple independent firms including competitive and traditional audits, with an EarnETH-specific audit completed within 30 days of deployment
  • Governance exceeds minimum multisig thresholds with a 5-of-8 structure shared between Mellow and Lido, with a TimelockController enforcing scheduling delays
  • Fully non-custodial with all contracts verified on Etherscan and deployment addresses documented in a single canonical source
  • Collateral limited to highest-quality assets (ETH, WETH, stETH, wstETH) backed by Lido's diversified validator set with strong slashing protection
  • Lido DAO provides substantial treasury backing with an Insurance Fund and first-loss capital backstop for Earn vaults

Key Risks

  • Active loss event from leveraged rsETH/ETH position representing a significant portion of vault TVL when a KelpDAO bridge exploit impaired the asset, with a coordinated restoration plan in progress
  • Vault fully paused with zero exit liquidity, far exceeding the stated withdrawal period with no resumption timeline announced
  • TimelockController has a confirmed minimal delay, providing insufficient governance protection for upgrades or parameter changes
  • No active bug bounty covers EarnETH or Mellow Core Vault contracts; existing programs scope only the core Lido protocol
  • No automated circuit breakers triggered during the rsETH crisis; the curator had to manually pause via multisig without automatic protective actions
  • Multisig signer identities are not publicly disclosed, preventing verification of signer independence; no published incident response playbook

Market Overview

ChainEthereum
Treasury$148.50M
Asset ManagerMellow
Stated Withdrawal Time72 hours
Infrastructure ProviderMellow

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