Lenders earn yield from interest paid by borrowers. Borrowers deposit collateral assets into Morpho's credit markets and borrow loans against their collateral. For detail on this vault’s curator and risk parameters, see [link](https://app.morpho.org/vault?vault=0xef417a2512C5a41f69AE4e021648b69a7CdE5D03&network=base). Description from vault manager: Yearn OG vaults lend underlying assets to markets labeled as moderate risk (-2) by the Yearn team. Optimization across markets is handled automatically via an algorithm developed by Yearn. Supply caps are set based on various factors and continuously monitored by the Yearn team as well. [See more](https://app.morpho.org/vault?vault=0xef417a2512C5a41f69AE4e021648b69a7CdE5D03&network=base)