Ref Finance Staking

Ref Finance (REF) is not listed as a staking asset on Staking Rewards. You can still convert token prices, calculate reward rates and compare against rewards earned for other top staking assets.

Learn more about Ref Finance Staking

Convert REF to

Ref Finance
Ref Finance

Ref Finance Rewards Calculator

Calculate your rewards over time using the average interest rate, or adjust for different reward rate assumptions.
1. Asset
Ref Finance REF
Ref FinanceREF
⚠️ This is not the actual reward rate for REF Staking. This is simply an estimation based on the industry average reward rate of %
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Learn about Ref Finance Staking

How to Stake REF?

To earn a yield on your REF, you can supply liquidity with any REF token pairs on Ref Finance via Pooling, farming LP tokens, or stake your tokens.

To stake your tokens, you should ensure you have your tokens on your Near Wallet and follow the steps below:

Step 1: Go to the xREF Staking Portal and select Stake.

Step 2: Enter the amount of REF tokens you want to stake.

Step 3: Select Stake, and confirm the transaction in your Near Wallet.

When you stake your REF, you effectively exchange your REF for xREF. Over time, you will always earn more REF by holding xREF tokens. 

Do I need to maintain my staking in any way?

Once you have staked your REF, there are things you need to consider going forward:

  • You can monitor your REF rewards and unstake your REF at any time.
  • You can claim your rewards at any time, but the claimed rewards are still in the contract. You need to withdraw the rewards for it to be transferred to your wallet.

How are the rewards generated?

Native staking rewards on REF are composed of:

Transaction Fees: Every swap executed on Ref Finance generates revenue for the protocol. 100% of the protocol fee will be used to buy back REF tokens, of which 75% will be transferred to the xREF contract (xtoken.ref-finance.near) for staking rewards and released linearly over time. 25% will be allocated to a Community/Provision treasury which will be used to fund grants and other community initiatives/programs.

What are the risks associated with staking REF?

Whilst we want to ensure staking is as safe and transparent as possible, there are still things to consider regarding whether a specific staking option is right for you.

Slashing risk: There is no slashing risk involved when staking REF tokens.

Unbonding risk: There is no unbonding period involved when unstaking REF tokens.

Protocol security risks: There is an inherent risk that the protocol could contain unknown bugs. This not only applies to staking but your REF investment in general.

Please note that this is not an exhaustive list of all the risks related to staking.

What is REF?

REF is the native token of Ref Finance. It is a fungible, non-inflationary, NEP 141 standard utility token necessary to carry out the key functions of the platform as detailed below:

Token Utilities

  • Governance: Users who lock their LP tokens into the REF<>NEAR pool can get veTokens, which can be used to vote on governance proposals and on the allocation of liquidity incentives.
  • Staking: Users who stake REF tokens to earn fees generated by the protocol.
  • Pooling: Users who provide liquidity with any REF token pairs earn swap fee from the associated pool(s).
  • Farming: Users who stake their LP tokens into different farms, thus earning additional revenue.
  • Boosted farming: Users who lock their LP tokens into the REF<>NEAR pool can get LOVE tokens, which can be staked to unlock extra rewards for multiple farms.

What are the tokenomics of REF?

The supply of REF is capped at 100M.

Initial Distribution Breakdown 

  • 60% (60,000,000) – Liquidity Incentives
  • 20% (20,000,000) – Treasury
  • 10% (10,000,000) – Development Fund
  • 1% (1,000,000) – Early Users Airdrop
  • 2% (2,000,000) – Future Airdrop(s)
  • 2.5% (2,500,000) – IDO (Skyward Auction)
  • 2.5% (2,500,000) – REF Token Liquidity Provision
  • 2% (2,000,000) – Strategic Airdrop

What is the 24h Trading Volume of Ref Finance (REF)?

Over the past 24 hours, Ref Finance (REF) has seen a trading volume of across all available exchanges.

How has the price of REF changed over the past 24h?

The price of Ref Finance (REF) is currently , which represents a - decrease over the past 24 hours.
Ref Finance
Ref FinanceREF
Ref Finance is Built on top of the cutting-edge protocol NEAR, Ref Finance is the gateway into the NEAR ecosystem through its AMM DEX, which provides liquidity and swapping features. In addition, Ref utilizes the trustless Rainbow Bridge, which seamlessly bridges Ethereum-based assets over to NEAR, and vice versa, allowing for an array of DeFi users...Read more
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